Supported Banks

Which South African bank statements our accounting engine reads automatically, and exactly what to send us.

The short version

Our engine does not depend on your bank — send us your official monthly PDF bank statement, the same document your bank produces. Our extraction layer reads it, and every number is then re-checked by a deterministic engine: transactions must reconcile to the cent against the closing balance printed on your statement. Anything that cannot be read or does not reconcile is flagged for human review — nothing is ever guessed.

Bank by bank

Bank	Status	How to export
Capitec Business	Verified	Download your official monthly PDF statement from the Capitec app or Business Online banking.
FNB / RMB Private Bank	Verified	Online Banking → Statements → download the monthly PDF statement.
Absa	Verified	Absa Online or the app → Statements → download the monthly PDF statement.
Standard Bank	Verified	Internet Banking → Statements → download the monthly PDF statement.
Nedbank	Verified	Online Banking → Statements → download the monthly PDF statement.
TymeBank	Supported	Download your monthly PDF statement from the app. Your first statement is checked by a person before your report goes out.
Investec	Supported	Online Banking → Statements → monthly PDF. First statement human-checked.
Discovery Bank	Supported	App or Online Banking → Statements → monthly PDF. First statement human-checked.
African Bank	Supported	Online Banking → Statements → monthly PDF. First statement human-checked.
Bank Zero	Supported	App → Statements → monthly PDF. First statement human-checked.
Bidvest Bank	Supported	Internet Banking → Statements → monthly PDF. First statement human-checked.
Old Mutual Money Account	Supported	App or Online Banking → Statements → monthly PDF. First statement human-checked.
Any other South African bank	Manual review	Send the official PDF statement your bank gives you. We check it by hand and confirm before anything is processed.

Verified means we have processed real statements from that bank end to end. Supported means the export format matches what the engine reads and is processed automatically. Manual review means a person checks the file before it is loaded.

What your file must contain

DateAny common format — 2026/03/14, 14-03-2026 or 14 Mar 2026.

DescriptionThe narrative or reference exactly as your bank supplies it.

AmountOne signed column, or separate debit and credit columns.

BalanceOptional, but include it — it lets us reconcile your closing cash.

File requirements

PDF is the format we process. Upload the official monthly statement exactly as your bank issues it.
Where a PDF cannot be read cleanly it is routed to manual review rather than processed on a guess.
One account per file, covering the full month.
Up to 5MB per upload. Larger files can be emailed to admin@lightbizhub.co.za.
Do not edit the figures. Send the export untouched — edits break the reconciliation.

If your statement cannot be read automatically. You are told, not left waiting. The file is marked for manual review, we load it by hand, and your report is issued as normal. Your bank does not have to be on the list above for us to take you on as a client.

Cash and non-bank income

Deposits we cannot match to an invoice or an expected receipt are not silently absorbed into your income. They are quarantined and listed in your monthly report as unconfirmed receipts, for you to confirm or reclassify.

How we produce these numbers. Every financial figure is calculated by deterministic accounting engines. AI only explains the results. Reports are reproducible from the same transaction data.